4144 Saltspring Drive

Ferndale, WA
$ 800,000 Beds 2 Baths 1 Sq 1,295 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained 2 bed + open loft, 1 bath waterfront home in the desirable Sandy Point community! Enjoy fiery sunrises from the freshly stained deck overlooking 62' of waterfront with low bank access for easy kayak & SUP launch. East-facing with gorgeous backdrop of Mt. Baker & Twin Sisters, this charming, updated beach house features soaring tongue & groove ceilings, an updated kitchen w/ new refrigerator, an updated bath, and a spacious loft that accommodates 4–6. Other features include new W/D, new roof in May, newer siding & windows. Community amenities include private golf course, marina, pickle ball & tennis courts, clubhouse & pool. Operating as an active Airbnb/short-term rental with all furnishings included.

Active

  • Price
  • $ 800,000
  • City
  • Ferndale
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • WHATCOM
  • Half Bathrooms
  • 0
  • Area
  • Ferndale-Custer
  • Lot Size
  • 0.21 Acres
  • Zip
  • 98248
  • Sqr Footage
  • 1,295
  • Year Built
  • 1968
  • Taxes
  • $ 4723
  • Style
  • 1 1/2 Story
  • MLS#
  • 2470905
Listed By: John L. Scott Snohomish and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 1295
Sewer Sewer Connected
Heating Ductless
Cooling Ductless
Possession Closing
Roof Composition
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
HOA Fee 505
Association Fee Includes Common Area Maintenance,See Remarks
Year Built 1968
View Bay,Mountains,Ocean,Sea,Sound,Territorial
Topography Level,Partial Slope
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Bayfront,No Bank,Ocean Front,Saltwater,Sound
Community Features Athletic Court,Boat Launch,CCRs,Club House,Golf,Park,Playground,Trail(s)
Assoc Fee Paid Per Annually
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage No
Subdivision Name Sandy Point
Facing Direction East
Full Baths 1
Special Listing Conditions None
Status Active
Directions Exit I-5 at Slater. West to Sandy Point. Left on Saltspring to the home.
High School Ferndale High
City Ferndale
Entry Location Main
Senior Community Y/N No
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 9148
Carport Y/N No
Listing Terms Cash,Conventional,FHA,Owner Will Carry,State Bond,USDA Loan,VA Loan
Elementary School Eagleridge Elem
Land Lease Y/N No
Tax Annual Amount 4723
Middle/Junior High School Horizon Mid
Public Remarks Welcome to this beautifully maintained 2 bed + open loft,1 bath waterfront home in the desirable Sandy Point community! Enjoy fiery sunrises from the freshly stained deck overlooking 62' of waterfron
Virtual Tour https://youtu.be/w7gk1NTMLTc
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Sandy Point Improvement Company
Property Style 11 - 1 1/2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Ceiling Fan(s),Dbl Pane/Storm Window,Loft,Vaulted Ceiling(s),Water Heater
Basement None
Flooring Vinyl
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Total Bedrooms 2
Main Level Bedrooms 2
Total Baths 1
Water Heater Type Electric
Water Heater Location Under stairs
Power Production Type Electric
Baths Full Main 1
Bathrooms 1

Exterior Features

Exterior Amenities Cement Planked
Parking Features Driveway,RV Parking
Lot Features Dead End Street,Paved
Water Source Community
Inclusions Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Building Area Total 1295
Lot Size Acres 0.21
Waterfront Y/N Yes
Irrigation Water Rights Y/N No
Site Features Cable TV,Deck,High Speed Internet,RV Parking

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Maple Falls, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Eagleridge Elem
Middle School Horizon Mid
High School Ferndale High

Price History

1/22/2026 Listed $865,000
2/18/2026 2% - $850,000
3/12/2026 3% - $825,000
8/5/2026 4% - $800,000

Property vs Zip Code Average in 98248

Price
AVG $730K
$800K
Taxes
AVG $4,945
$4,723
Year Built
AVG 1989
1968
Visits
AVG 223
824
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

4144 Saltspring Drive Ferndale, WA is a Single Family Home for sale at $800000 with 1295 sqft and a lot size of 0.21 Acres Acre(s). 4144 Saltspring Drive Ferndale has 2 bedrooms, 1 baths and was built in 1968. The property's zip code is 98248 which is in Ferndale, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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