1265 Island Drive

Lummi Island, WA
$ 180,000 Beds 1 Baths 1 Sq 416
Monthly Estimate* How much can I afford?

Great opportunity on Lummi Island! Tucked up off the road on a beautifully forested .28-acre lot, this cabin offers privacy and filtered natural light that's hard to find this close to the water. Wooded, sloped, and terraced, the setting feels like a true retreat while still being just minutes from the ferry and the community's shared amenities. The big-ticket items that typically hold buyers back from a project like this have already been handled. The 2-bedroom septic system and water connection are in place, and new subfloor, new drywall, and all-new plumbing have been installed throughout. That means the heavy lifting, the expensive, permit-driven infrastructure work, is done. What's left is largely cosmetic: flooring, paint, finish work, and personal touches, giving a buyer the chance to make this cabin their own without absorbing the cost and hassle of a full gut renovation. Whether you're looking for a weekend getaway, a hands-on project, or an affordable entry point into Lummi Island living, this is a rare chance to get into the community at a lower price point while still ending up with a home built to your own taste. Homeownership includes access to a beach, boat launch, boat docks, clubhouse, swimming lake, and playground, all maintained through the HOA. Bring your vision, your tool belt, and your sense of adventure!

Active

  • Price
  • $ 180,000
  • City
  • Lummi Island
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • WHATCOM
  • Half Bathrooms
  • 0
  • Area
  • Lummi Island & Eliza Island
  • Lot Size
  • 0.28 Acres
  • Zip
  • 98262
  • Sqr Footage
  • 416
  • Year Built
  • 1960
  • Taxes
  • $ 1248
  • Style
  • Cabin
  • MLS#
  • 2577896
Listed By: van der Velde and Company and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 416
Sewer Septic Tank
Heating Baseboard
Cooling None
Possession Closing
Roof Composition
HOA Fee 66
Architectural Style Cabin
Year Built 1960
View Partial,Sound,Territorial
Topography Level,Sloped,Terraces
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features Boat Launch,CCRs,Club House,Playground
Assoc Fee Paid Per Monthly
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage No
Subdivision Name Lummi Island
Full Baths 1
Special Listing Conditions None
Status Active
Directions GPS works great.
High School Buyer To Verify
City Lummi Island
Entry Location Main
Senior Community Y/N No
High School District Ferndale
MLS Area 871 - Lummi Island & Eliza Island
Lot Size Units Square Feet
Lot Size Square Feet 12197
Carport Y/N No
Listing Terms Cash
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 1248
Middle/Junior High School Buyer To Verify
Property Condition Fixer
Public Remarks Great opportunity on Lummi Island! Tucked up off the road on a beautifully forested .28-acre lot,this cabin offers privacy and filtered natural light that's hard to find this close to the water. Wood
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company LISE Water Association
Property Style 10 - 1 Story
NWM_ShowMapLink Yes

Interior Features

Basement None
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N No
Total Bedrooms 1
Main Level Bedrooms 1
Total Baths 1
Power Production Type Electric
Baths Full Main 1
Bathrooms 1

Exterior Features

Exterior Amenities Wood
Vegetation Wooded
Parking Features Off Street
Lot Features Paved,Secluded
Water Source Community
Foundation Details Block
Building Area Total 416
Lot Size Acres 0.28
Waterfront Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Maple Falls, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School Buyer To Verify Middle School
High School Buyer To Verify High School

Price History

9/14/2026 Listed $180,000

Property vs Zip Code Average in 98262

Price
AVG $990K
$180K
Taxes
AVG $6,772
$1,248
Year Built
AVG 1982
1960

In The Neighborhood

Areas That We Cover

1265 Island Drive Lummi Island, WA is a Single Family Home for sale at $180000 with 416 sqft and a lot size of 0.28 Acres Acre(s). 1265 Island Drive Lummi Island has 1 bedrooms, 1 baths and was built in 1960. The property's zip code is 98262 which is in Lummi Island, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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